It is a very common scenario for an insured to be the owner of a Property insurance and casualty insurance, as the policies are often sold together as one product. This combination is meant to protect physical property from loss or damage. Additionally, the policy generally provides liability coverage to the insured party. This includes endless insurance contracts, typically known as the "policy", that outline obligations of each party, causes of loss, and duties of the parties.
If you have had property damage and have been denied a claim by your insurer, contact our office for a free case evaluation.